Personal Loan
Meet your personal financial needs with our quick personal loan. Get funds up to ₹5 lakhs with minimal documentation and competitive rates.
Up to ₹5L
Loan Amount
11% - 14%
Interest Rate
6-24 Months
Tenure
Few Hours
Approval Time
Use Personal Loan For
Medical Emergency
Cover unexpected medical expenses
Wedding
Make your special day memorable
Education
Invest in your child's education
Travel
Plan your dream vacation
Home Renovation
Upgrade your living space
Debt Consolidation
Consolidate multiple debts
Key Features
No collateral required
Instant approval in minutes
Flexible repayment options
Minimal documentation
No prepayment charges
Competitive interest rates
Eligibility Criteria
- Age: 21 to 60 years
- Employment: Salaried or Self-employed
- Monthly Income: Minimum ₹15,000 for salaried and self-employed
- Work Experience: Minimum 3 months in current job
- Credit Score: 650 or above preferred
Required Documents
For Salaried
- • PAN Card & Aadhar Card
- • Last 3 months salary slips
- • Bank statements (6 months)
- • Employment certificate
- • Passport size photograph
For Self-Employed
- • PAN Card & Aadhar Card
- • ITR (Last 2 years)
- • Bank statements (6 months)
- • Business proof
- • Passport size photograph
Interest Rates & Charges
| Loan Amount | Interest Rate (p.a.) | Processing Fee |
|---|---|---|
| ₹25,000 - ₹2 Lakhs | 13% - 14% | 1% of loan amount |
| ₹2 - ₹3.5 Lakhs | 11% - 13% | 1% of loan amount |
| ₹3.5 - ₹5 Lakhs | 11% - 12% | 1% of loan amount |
* Interest rates vary based on credit profile. GST applicable as per prevailing rates.
Need Funds for Personal Use?
Apply now and get instant approval with competitive rates