Interest Rates & Fees
Transparent pricing with competitive rates. No hidden charges or surprises.
Loan Interest Rates
| Loan Type | Loan Amount | Interest Rate (p.a.) | Tenure | Processing Fee |
|---|---|---|---|---|
| Business Loan | ₹50,000 - ₹10,00,000 | 12-15% | 6-36 months | 1% |
| Personal Loan | ₹25,000 - ₹5,00,000 | 11-14% | 6-24 months | 1% |
| Micro Loan | ₹10,000 - ₹1,00,000 | 10-13% | 3-12 months | 0.5% |
| MSME Loan | ₹50,000 - ₹15,00,000 | 11-14% | 12-60 months | 1% |
| Working Capital | ₹30,000 - ₹5,00,000 | 12-15% | 6-24 months | 1.5% |
| Emergency Loan | ₹15,000 - ₹2,00,000 | 13-16% | 3-12 months | 1.5% |
Note: Interest rates are indicative and may vary based on:
- Credit score and credit history
- Income and employment stability
- Loan amount and tenure
- Existing financial obligations
Other Charges & Fees
Prepayment Charges
NIL
No charges for prepayment or foreclosure of loan
Late Payment Charges
2% per month
On overdue amount (after 3 days grace period)
Cheque Bounce Charges
₹500
Per returned cheque or failed payment
Documentation Charges
₹100
One-time documentation and stamp duty
What's Included - No Extra Charges:
- Online application processing
- Document verification
- Credit assessment
- Loan disbursal
- EMI payment through multiple modes
- Online account access
- Customer support
Special Introductory Rates
As a new company, we're offering competitive rates to help you achieve your financial goals. Our transparent pricing ensures you know exactly what you're paying.